
Better Sleep, Better Health — Pay with HSA/FSA
Sleep better and save smarter with up to 30% off eligible memory foam and hybrid mattresses.
Better Sleep, Better Health — Pay with HSA/FSA
Sleep better and save smarter with up to 30% off eligible memory foam and hybrid mattresses.


A partnership for better sleep and smarter use of your health benefits.
Save More with Your HSA/FSA Card
Use your pre-tax dollars on eligible purchases and save up to 30% on wellness essentials.
Backed by Experts, Built for Wellness
Truemed confirms our mattresses meets medical expense standards, making it easier to prioritize rest and recovery.
Invest in Sleep, Feel the Benefits
Sleep is self-care. Shop smarter by using your health benefits on products that support how you feel every day.
Checking Out with Truemed Is Easy!

Choose Your Mattress
Scroll down to select your eligible Zinus mattress. At checkout, choose Truemed – Pay with HSA/FSA. (If a Shop Pay pop-up appears, simply close it to continue.)

Complete a Quick Health Survey
Take a quick, private health survey. A licensed provider will review your responses to confirm eligibility.

Pay Your Way
Use your HSA/FSA card to check out. If you pay with a regular card, follow the steps in your LMN (Letter of Medical Necessity) to request reimbursement.
Save Up to 30% with Pre-Tax Dollars
Use your HSA/FSA to shop eligible Zinus Mattresses. It’s like getting an instant discount!
Paying Out of Pocket
You spend after taxes, which means less value for every dollar.

Paying with HSA/FSA
You spend pre-tax dollars, giving you more value and bigger savings on health-related purchases.

All products below are HSA/FSA eligible for qualifying customers.

Ultra Cooling Green Tea Memory Foam Mattress
Instant cooling
Product Features
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Fiberglass free
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12 inch height
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2.5 inches premium cooling gel memory foam
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½ inch memory foam
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Made of 3 high quality layers of CertiPUR-US® certified foams
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Cool to the touch cover
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Triple cooling
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7 zone comfort system

Cooling Green Tea Memory Foam Mattress
Cooling gel pressure relief
Product Features
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Fiberglass free
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12 inch height
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2 inches of gel memory foam
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½ inch of green tea memory foam
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Made of 3 high quality layers of CertiPUR-US® certified foams

Original Green Tea Memory Foam Mattress
Pressure relief with green tea
Product Features
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Fiberglass free
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10 inch height
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1.5 inches of Green Tea memory foam
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Free shipping
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3 high quality layers of CertiPUR-US® certified foams
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Soft breathable cover

Ultra Cooling Green Tea Hybrid Mattress
Ultimate cooling experience
Product Features
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Fiberglass free
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12 inch height
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2 inches premium cooling gel memory foam
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½ inch memory foam
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3 layers of CertiPUR-US® certified foams.
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Cool to the touch cover
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7 zone comfort system
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Individually wrapped coils
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Reinforced edge support

Cooling Green Tea Mattress Hybrid
Enhanced pressure relief & cooling
Product Features
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Fiberglass free
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100 night home trial
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10 year warranty
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Free shipping
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12 inch height
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Individually wrapped coils

Original Green Tea Hybrid Mattress
Pressure relief with customized spinal alignment
Product Features
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Fiberglass free
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100 night home trial
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10 year warranty
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Free shipping
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10 inch height
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Individually wrapped coils
Sleep Smarter:
Your Questions Answered
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HSA/FSA accounts were created so individuals could use pre-tax money to pay for expenses used to treat, mitigate, or prevent a diagnosed medical condition. Because HSA/FSAs use pre-tax money, you’re getting more purchasing power for your dollars. Rather than pay taxes on income and then spend it on health items, qualified customers can use pre-tax funds to invest in their health.
An individual can contribute up to $4,150 pretax to their HSA per year, or $8,300 for a family (plus an additional $1,000 if you are at least 55 years old. Individuals can contribute up to $3,200 pretax to their FSA per year (with an additional $500 in employer contributions allowed).
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Health savings accounts (HSA) and flexible spending accounts (FSA) are programs that allow you to set aside pre-tax dollars for eligible healthcare expenses. If you’re unsure whether or not you have an HSA or FSA account, please check with your employer or insurance company.
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Yes, simply select Truemed as your payment option at checkout and use your FSA or HSA card as you would any other credit card.
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Yes. If you prefer to use your regular credit card, Truemed will send you instructions on how to submit for reimbursement from your HSA//FSA administrator.
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The items in your Truemed Letter of Medical Necessity (“LMN”) are now qualified medical expenses in the same way a visit to the doctor’s office or pharmaceutical product is.
There are thousands of studies showing food and exercise is often the best medicine to prevent and reverse disease. Exercise qualifies as a qualified medical expense with an LMN. Food, supplements, and other wellness purchases qualify as medical expenses if they treat or prevent an illness, and a doctor substantiates the need. Your Truemed LMN satisfies all IRS requirements to make your wellness spend fully reimbursable.
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There is no cost to you, as long as you are shopping with a Truemed partner merchant.
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You can use your HSA/FSA dollars all year long. However, FSA dollars expire at the end of the year and unused money may not rollover into the next year. Make sure to spend the rest of your FSA dollars before December 31st — use it, so you don’t lose it!
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Generally it takes 24-48 hours. In some cases, Truemed’s provider team will require additional time to issue a letter of medical necessity based on the needs associated with an individual qualification survey. If you aren’t seeing your letter in your inbox, check spam, then reach out to us at support@truemed.com for help.
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Unfortunately, Truemed’s services are for individuals who have HSA or FSA accounts (or plan to fund one during open enrollment). We encourage you to ask your employer about information on your HSA or FSA!
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Unfortunately, Truemed is currently only available in the United States.